My Finance

This is the usual disclaimer for risky financial products, found at every investment company web site.

The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate so that investors’ shares, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited. The performance of an index is not an exact representation of any particular investment, as you cannot invest directly in an index.

Assets represented by these portfolios and indices in the simulator are not guaranteed and protected by the US government, including Federal Deposit Insurance Corporation, and may lose value, including the loss of principal.

I, Andrey Sarantsev, PhD, the creator of this simulator, discount any responsibility, legal or otherwise, resulting in the use of this simulator. Any harms, losses, or damages resulting from this use are the responsibility of the user, not me.

For professional advice on investments or retirement, speak to your financial adviser or retirement adviser.